Post by Harold of Whoa on Jan 18, 2018 23:09:32 GMT
So, the deal with my health insurance from work is that the employee gets a discount on their premiums if, by October 31 of the year before the Plan Year in question, they:
1) Complete a "Well check" with a physician, essentially meaning a checkup
2) Complete the online heath assessment with a third-party (hell, I guess it would actually be a fourth-party) data collection nutless monkey rat-bitch turd entity known as ComPsyche
Note that the outcome of neither of these steps in any way affects the coverage, eligibility, pre-existing conditions or anything else, except that to qualify for the discount, the employee must complete both requirements by Halloween the year before.
I made it a point to see my doctor for the worthless-ass well check, and got it done by the deadline. I forgot to do the online assessment (I have done it in previous years).
The impact of this 'mistake' on my part is $1200 dollars less in my bank account over the course of the year ($50 per pay period).
Again, I want to emphasize that NOTHING I could tell them in the assessment would affect any aspect of my coverage. I could tell them I smoke four packs a week, drink Sterno, never get out of bed, weigh 400 lbs, and subsist entirely on a diet of soda and under-cooked pork, and the insurance company COULD NOT SAY 'BOO' about it - they have to cover all employees and the rates are fixed. But the mere fact of my failing to engage in this utterly perfunctory and useless exercise in data collection means 1200 simoleans out of my ass.
I'm an idiot. Insurance for state employees is motherfucking evil. You can all suck it.
1) Complete a "Well check" with a physician, essentially meaning a checkup
2) Complete the online heath assessment with a third-party (hell, I guess it would actually be a fourth-party) data collection nutless monkey rat-bitch turd entity known as ComPsyche
Note that the outcome of neither of these steps in any way affects the coverage, eligibility, pre-existing conditions or anything else, except that to qualify for the discount, the employee must complete both requirements by Halloween the year before.
I made it a point to see my doctor for the worthless-ass well check, and got it done by the deadline. I forgot to do the online assessment (I have done it in previous years).
The impact of this 'mistake' on my part is $1200 dollars less in my bank account over the course of the year ($50 per pay period).
Again, I want to emphasize that NOTHING I could tell them in the assessment would affect any aspect of my coverage. I could tell them I smoke four packs a week, drink Sterno, never get out of bed, weigh 400 lbs, and subsist entirely on a diet of soda and under-cooked pork, and the insurance company COULD NOT SAY 'BOO' about it - they have to cover all employees and the rates are fixed. But the mere fact of my failing to engage in this utterly perfunctory and useless exercise in data collection means 1200 simoleans out of my ass.
I'm an idiot. Insurance for state employees is motherfucking evil. You can all suck it.